The SC Mortgage Loan Specialists
Call Toll Free
1-866-604-1334
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Infinity Financial Services
is a unique mortgage company that truly specializes in personal
service. We even offer evening and weekend appointments. We
will gladly spend as much time as needed to answer your questions and
review all of your loan options so that you can
choose the mortgage that is just right for you.
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SCbusiness.net member
Copyright,
2002
Infinity Financial Services
ALL RIGHTS RESERVED
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Jumbo
Mortgage Loans
Infinity
Financial Services, LLC offers a full range of non-conforming and
conventional conforming home loans, including fixed and adjustable rate
mortgage loan products, balloon products, and even interest-only
programs to meet the purchase or refinance needs of our
borrowers. For larger mortgage loan amounts, we have jumbo
mortgage loans up to $20,000,000.
What is a Jumbo Loan?
A
mortgage loan that exceeds the conforming mortgage loan amount of $417,000.
Remember, this is the mortgage loan amount...not the value of the
house. If you will be borrowing less than $417,000 please visit our home page for
information on our other great mortgage loan programs.
We understand the
needs of the "jumbo borrower" and offer a wide range of mortgage loan
products to ensure we meet all of your mortgage loan needs.
You can expect fast, professional service from a Mortgage Specialist
with years of experience. Your Mortgage Specialist will explain
all of your mortgage loan options and keep you updated every step
of the way. Call us today! We look forward to speaking with
you about your mortgage loan needs. Below you will find a list of
Jumbo loan options that you may or may not be aware of. If you
have heard of a mortgage loan option that we do not have listed
here, just give us a call, chances are good that we have it.
Jumbo Loan Options:
(Most of these options are
also available on loan amounts below $417,000)
Reduced Documentation
Loans
- Minimum 15%
down payment on purchase
- Salaried or
Self-Employed borrowers
- Income and
Employment stated - but not verified
- Primary
residence or second home
- 15, 20, 30
year fixed rate, 1-year Treasury ARM
No
Ratio Test Loan
- Minimum 5%
down payment on purchase
- Good credit
required
- No
calculation of debt or income ratios
- No income
disclosure or verification
- Salaried or
Self-Employed borrowers
- Primary
residence or second home
- 15 and 30
year fixed rate, 1-year Treasury ARM
No
Income/No Asset Loan
- Minimum 25%
down payment on purchase
- Excellent
credit required
- No income
or employment verification
- Salaried or
Self Employed
- 15 and 30
year fixed rate, 1-year Treasury ARM
- Primary
Residence
Expanded
Exception Program
- Minimum 5%
down payment on purchase
- Excellent
credit required
- Maximun
required debt to income ratio 50%
- 30 year
fixed rate
- Primary
Residence, second home and investment property
Condominiums
Second
or Vacation Homes
- Minimum 10%
down payment on purchase
- 15, 20, 25,
and 30 year fixed rate
- Reduced
Documentation Programs available
Investment
Property
- Minimum 10%
down payment on purchase
- 15, 20 and
30 year fixed rate
- Reduced
Documentation Programs available
Foreign
National
- Minimum 20%
down payment on purchase
- Salaried or
Self-Employed
- 15 and 30
year fixed rate, 1-year Treasury ARM
- Primary
residence, second home, investment property, 2-4 unit property
- Borrower
must have social security number
- Yes, a
No Closing Cost Mortgage is now available for Jumbo loans!
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| 10, 15, 20, 30 year mortgages
Fixed Rates
Adjustable
and Variable Rates
No Closing Cost Loans
Over 100%
Financing
No Income
Verification Loans
Mortgage
Refinance
Home Purchase
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Construction Loans
Fast Approvals
Jumbo Loans
3, 5, 7
year ARM Products
Commercial
Mortgages
Interest-only
Mortgage Loans
Balloon
Mortgages
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Thank
you for visiting us online today. It would be our pleasure to
help you with your mortgage needs. Call or email
us
today. We are never too busy to answer your questions.
Toll
Free Phone
1-866-604-1334
Toll
Free Fax
1-866-604-1335
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We
make 1st and 2nd mortgage loans throughout
South Carolina!
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Home Good Credit Not-so-good Credit
No Closing Cost Mortgage Loan
Jumbo Mortgage Loans Mortgage
Calculator Documents Needed
Basic Mortgage Loan Types
Realtors Contact Us Apply Online
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Infinity
Financial Services
Site Map
Home - Provides
general mortgage loan information and mortgage loan rate
information. Lists some of the mortgage loans and mortgage
services offered including 10, 15, 20, 30 year mortgages, fixed
rates, adjustable and variable rates, over 100% financing, no income
verification loans, mortgage loan refinance, va mortgage
loans, no closing cost mortgages, mortgage loans for a
home purchase, construction loans, fast mortgage
approvals, jumbo mortgage loans, 3, 5, 7 year arm
products, commercial mortgages, interest-only mortgage loans, and
balloon mortgages.
Good
Credit - Discusses the mortgage loan products available to mortgage
loan customers with good credit ratings.
Not-so-good
Credit - Discusses the mortgage loan products available to mortgage
loan customers with imperfect credit who may have had some credit
problems..
Jumbo
Loans - Describes what a Jumbo mortgage loan is and explains the
jumbo loan options offered.
Mortgage
Calculator - Use the mortgage payment calculator to calculate what
your new mortgage loan payment will be.
Documents
Needed - A list of the documents needed for most mortgage
loans.
Loan
Types - Explains mortgage loan types and offers pros and cons of
each mortgage loan type. Information on fixed rate mortgages,
adjustable rate mortgages, VA mortgage loans, stated income
programs, no point, no fee loan programs, imperfect credit programs,
home equity line of credit, and home equity fixed
loans.
Contact
Us - Contact form as well as email addresses for Infinity Financial
Services.
Apply
Online - Secure online mortgage loan application and a printable
mortgage loan application.
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